Business & Commercial Finance
Finance from people who understand the numbers behind your business.
Business lending isn't simply about finding a lender. Understanding financial performance, cash flow, taxation and the commercial story behind the numbers can be important when considering a finance requirement.
Nivo Mortgage combines finance broking with extensive CFO, accounting and commercial experience.
Business Lending · Commercial Property · Asset Finance · Working Capital
Business Finance
Finance for businesses moving forward.
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Business Finance
Funding for business expansion, acquisitions, investment and other commercial requirements.
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Commercial Property
Finance for eligible owner-occupied and investment commercial property transactions.
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Asset & Equipment Finance
Funding solutions for eligible vehicles, plant, equipment and other business assets.
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Working Capital
Finance solutions that may assist eligible businesses with cash flow, growth and short-term funding requirements.
The Numbers Tell a Story
We understand what your numbers are saying.
Business finance often involves financial statements, tax returns, cash flow, profitability, existing debt and forecasts.
Nivo Mortgage's broader professional background in accounting and senior financial management provides additional experience in understanding the financial information behind a business finance requirement.
Financial Statements
Understanding performance, profitability and financial position.
Cash Flow
Understanding how cash moves through the business and the implications of proposed funding.
Forecasts
Considering forward-looking financial information where relevant to the finance requirement.
Tax & Structure
Understanding relevant taxation and business structures within the appropriate professional scope.
Business Finance Insight
Business Finance
Don't wait until you need funding to think about finance.
If your business is planning expansion, equipment purchases, commercial property or another significant investment, considering funding requirements early can provide more time to understand the available pathways.
Discuss your plansPlanning ahead can include
- Funding requirement
- Cash-flow impact
- Financial information
- Timing and implementation
Commercial Experience Matters
A finance conversation informed by CFO experience.
Nivo Mortgage brings a professional background in senior financial management, accounting, taxation and commercial decision-making to the business finance conversation.
That means we understand the financial information behind a lending request and the commercial context in which the business operates.
- FCPA
- Registered Tax Agent
- CFO & Finance Leadership
- Corporate Governance
- Finance & Mortgage Broking
Commercial Perspective
Understanding the finance requirement starts with understanding the business.
The purpose of the funding matters. So does the business's financial position, cash flow and capacity to support the proposed commitment.
Nivo Mortgage's senior financial and commercial experience brings a broader perspective to the business finance conversation.
Purpose
What is the business trying to achieve?
Numbers
What do the financial statements, cash flow and forecasts indicate?
Finance
What lending pathways may be relevant to the requirement?
How We Work
From finance requirement to lending process.
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Conversation
Understand the business and what you're looking to achieve.
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Understand
Review the relevant circumstances, finance requirement and available financial information.
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Structure
Consider appropriate lending pathways and how the finance requirement may be presented.
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Present & Progress
Assist with the application and relevant lender process.
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Ongoing Relationship
Remain available as the business and its finance requirements evolve.
Ready to talk?
Let's talk about what you're building.
Tell us about your business and finance requirement, or choose a convenient time for an initial conversation.