Residential & Investment Finance
Property finance with a broader perspective.
Whether you're buying your first home, refinancing, investing or considering property through an SMSF, Nivo Mortgage takes the time to understand your circumstances, objectives and the financial position behind the lending requirement.
Home Buyers · Refinancing · Investors · SMSF Property Finance
Residential Finance
Finance that starts with your objectives.
- 01
Buy a Home
Whether it's your first home or your next one, we'll help you understand the lending process and explore finance options appropriate to your requirements.
- 02
Refinance
Your circumstances can change over time. Reviewing your existing lending can help determine whether it continues to suit your current requirements and objectives.
- 03
Invest in Property
Property investment involves more than an interest rate. We consider the lending requirement in the context of your broader financial position and circumstances.
- 04
SMSF Property Finance
Specialist lending assistance for eligible SMSFs considering property acquisition.
Nivo provides lending assistance in relation to eligible SMSF property finance. Unless separately authorised, Nivo does not provide financial product advice regarding whether you should establish an SMSF or acquire a particular investment through an SMSF. Consider obtaining appropriate financial, tax and legal advice.
A Deeper Perspective
Your financial position is more than a borrowing-power calculation.
Your Lending
Understanding the finance requirement, loan structure, relevant features and available lending pathways.
Your Financial Position
Considering relevant income, commitments, cash flow and financial information as part of the lending conversation.
Your Objectives
Understanding what you're looking to achieve and the circumstances surrounding the finance requirement.
Home Loan Review
Residential Finance
When did you last review your home loan?
Your circumstances, property value and financial objectives can change over time. It may be worth reviewing whether your existing lending continues to suit your requirements.
Request a home loan reviewA review can consider
- Current interest rate
- Loan structure and features
- Changing circumstances
- Current lending requirements
More Than a Mortgage Conversation
Financial experience behind the lending discussion.
Nivo Mortgage's approach to residential finance is informed by broader experience across accounting, taxation, financial management and commercial decision-making.
- FCPA
- Registered Tax Agent
- CFO & Finance Leadership
- Corporate Governance
- Finance & Mortgage Broking
Self-Employed Borrowers
Your income doesn't always fit neatly into a payslip.
Lending for business owners and self-employed borrowers can involve company financial statements, tax returns, business structures and other financial information.
Nivo Mortgage's accounting and commercial background brings additional experience to understanding that information within the lending process.
How We Work
A clear path from conversation to settlement.
- 01
Let's Talk
Tell us what you're looking to achieve.
- 02
Understand
We discuss your circumstances, objectives and lending requirements.
- 03
Explore
Where appropriate, we assess available lending pathways and explain the options and next steps.
- 04
Progress
Once you decide how you'd like to proceed, we assist with progressing the finance application through the relevant lending process.
- 05
Beyond Settlement
We remain available as your circumstances and lending requirements evolve.
Ready to talk?
Let's talk about your next move.
Book an initial conversation or leave your details and our team will contact you.